Sandeep has over 15 years of versatile experience in financial inclusion, SME lending, retail financial services, impact investing, and general management. He has developed and managed several innovative businesses, designed and rolled-out new products, distribution channels and operations infrastructure across diverse geographies, with robust system, processes & operational controls. Before joining CSL Sandeep has held leadership positions with few large NBFCs and worked with organizations like Tata AIG, ITC and L&T in early years of his career. He has served the board and management committee of some NBFCs and also served as a member of the National Financial Inclusion Taskforce of the Central Bank of Solomon Islands. Sandeep is a MBA from Jamnalal Bajaj Institute of Management Studies, Mumbai and has further pursued an executive leadership program in microfinance from Harvard Business School and an executive program from Harvard Kennedy School of Government.
Rajeev has over 18 years of diverse experience in working capital finance, transaction banking and retail lending. He has extensive experience in business development, product development, credit and operations management with focus on usage of technology. In his last assignment at Satin Creditcare, he was heading the SME loans business vertical, encompassing, product development, credit and channel development. He spent 14 years with HSBC where he set up SME liabilities, lending and transaction banking models. He gained rich experience in business delivery, leadership and market expertise while working in various roles including Head East India- SME, Head Intermediary Channel development- India and Head West India- SME Factoring. After HSBC he also worked with Magma Fincorp Ltd as Zonal Head - SME Loans (North). Rajeev has done PGDBM from Birla Institute of Management Technology and CAIIB from Indian Institute of Bankers.
Naresh is a Chartered Accountant with more than 25 years of diverse experience in the field of financial services, corporate strategy, accounting and taxation. Before joining CSL, Naresh has worked with RR Finance consultants, Centrum Capital & Unicon as country head-marketing for retail HNI and corporate investment products. He currently serves as the chief financial officer and marketing head for structured lending at CSL.
Akash has over 7 years of extensive experience in corporate law, regulatory compliance and legal documentation. Along with heading the secretarial and legal function at CSL, he also manages a team responsible for drafting of contractual agreements, documentation and collateral management for secured lending. Akash is a commerce graduate and a member of the Institute of Company Secretaries of India.
Rakesh has over 14 years of rich experience in developing and managing various channels for SME and retail loans. He has developed and managed retail and SME loan portfolio across various markets in north for NBFCs like Indiabulls, Magma and Religare. In his last assignment with Satin Creditcare as Regional Business Head, he was instrumental in launching the SME business in various cities in Haryana and Punjab. Rakesh holds a diploma in automobile engineering and a MBA in marketing from NIM, Panchkula.
Ajeet has around 15 years of rich experience in setting-up business, designing and executing business strategy, sales, distribution, marketing and managing retail lending products targeted to MSME segment in diversified markets across different geographies. His earlier professional stints includes Regional Sales Manager-LAP with IndusInd Bank Ltd. Managing Northern region, as a Regional Business Head for Rajasthan, Guj. & MP with Intec Capital Ltd., as a State Business Head-SME for Shriram City Union Finance & was instrumental in setting up Shriram City’s SME franchisee across Rajasthan State. Also, he has spent more than 5 years with Fullerton India as a Cluster Business Head-Rajasthan. During initial days of his career he got an exposure of different urban & Semi urban geographies of Rajasthan with HDFC Bank. On academic side he has done MBA e-com from IMS, Devi Ahilya University, Indore and Bachelor of Business Management (BBM) from M.L. Sukhadia University, Udaipur.
Vineeta takes care of the treasury at CSL Finance. She brings more than 15 years of experience in the field of project finance, trade finance, corporate finance, and debt syndication. She has been involved in syndicating debt for both Large and MSMEs including financing of new projects, Fund Based (Term Loan & Working Capital) & Non-Fund based (ILC/FLC, BG & BP/BD) deals etc. and has executed fund raising and consulting transactions worth more than Rs. 1,000 crores. Prior to CSL, Vineeta worked with Pinnacle Financial consultancy & Investment Services Ltd; Portfolio Financial Services Ltd; Centrum Capital Ltd and Strategic Capital Corporation.